How to Use This Calculator:
How much money you want to withdraw monthly when you reach financial freedom
Your current age and when you want to achieve financial freedom
Total amount you've already saved and invested
How much annual growth you expect from your investments
Get your monthly investment target and total portfolio needed
What is Financial Freedom? ????️
???? Financial freedom means having enough passive income from your investments to cover all your living expenses without needing to work. It's about making your money work for you instead of you working for money.
☝️ Remember:
Financial freedom doesn't have to be all-or-nothing! You can aim for partial financial freedom — covering part of your expenses to work only 3 days in a week or choose jobs you truly like. The main goal is to enjoy life, right?
???? Use any currency:
This calculator works with any currency! Simply enter amounts in your local currency (USD, EUR, GBP, CZK, PLN, etc.) and interpret the results in that same currency.
???? The 4% Rule
A simple rule: withdraw only 4% of your total investments each year and your money will last forever. It's like living off the "interest" while keeping the rest of the money still grow and multiply.
???? How it Works
Want $5,000 monthly? You need $1.5 million total invested. Think of it like this: 4% of $1.5 million = $60,000 per year = $5,000 per month. Your investments keep growing while you live comfortably!
